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I've been with the union now 20+ years (retired now) and remember when we used to meet in person with the representatives before COVID. When my wife passed 2 years ago, the process was smooth. Everything from the funeral home to the remaining funds being sent to me promptly. it was a world of a difference from what I've heard can happen. My agent also spent a lot of time with me afterwards to make sure everything on my policies was set up so things are smooth for my children heaven forbid
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